Annuities: A Different Look at Them   

By registering, I agree to INDEMNIFY AND HOLD HARMLESS Master the Possibilities, Inc., Sidney Colen & Associates, Ltd., On Top of the World Communities, Inc., Horticultural Arts & Park Institute, Inc., Bay Laurel Community Development District, and any of their agents, directors, officers, representatives, volunteers and employees from any and all loss, damage, injury, action or cause of action resulting from the classes, events, or trips and/or equipment owned or operated or permitted to be used or operated or is used or operated. This Release Waiver and Hold Harmless Agreement includes those classes, events, or trips inside or outside of Master the Possibilities, Inc. For the full waiver, visit  https://www.masterthepossibilities.org/sites/default/files/PDF/WaiverofLiability.pdf .

Masks and social distancing are recommended in all indoor areas. COVID-19 is an extremely contagious disease that can lead to severe illness and death.  According to the Centers for Disease Control and Prevention, senior citizens and guests with  underlying medical conditions are especially vulnerable. COVID-19 is believed to spread mainly through person-to-person contact. You may have a risk of contracting the virus simply by being present at this facility. By entering, utilizing or participating in any activity in or at this facility, you are agreeing to assume all risks including personal injury, illness, disability, or death related to exposure to COVID-19. Do not use this facility if you have symptoms of, are diagnosed with, or have been exposed to COVID-19. You hereby release, covenant not to sue, discharge, and hold harmless Master the Possibilities and On Top of the World Communities, LLC, Sidney Colen and Associates, Ltd., their agents, servants, and employees, and any other interested parties from all Claims, including all liabilities, claims, actions, damages, costs or expenses of any kind arising out of or relating thereto.

If class is cancelled by the participant because of COVID positive results, there will still be a processing fee incurred by the participant.